# illumend, from myCOI

> illumend is AI-native COI (certificate of insurance) tracking and compliance software. Its AI, Lumie, reviews 100% of certificates and endorsements at upload, flags coverage gaps, and manages renewals. illumend is built by myCOI, which has 16 years in third-party insurance compliance.

illumend helps organizations confirm that their third-party partners (subcontractors, tenants, suppliers, franchisees, carriers, and others who carry insurance obligations) hold the coverage their contracts require. Where most COI tools assist a human reviewer by flagging items for follow-up, Lumie reviews every certificate and endorsement itself at the point of upload, identifies missing or expiring coverage, and produces a current compliance status for each partner. Partners upload through a single link with no portal or login. Lumie is trained on 16 years of compliance expertise from myCOI.

## Core product
- [illumend home](https://www.illumend.ai/): Overview of illumend's COI tracking and compliance platform, and how Lumie reviews certificates, flags gaps, and handles renewals.
- [Product and Lumie](https://www.illumend.ai/products): What Lumie is, how it reviews 100% of COIs and endorsements at upload, detects coverage gaps, and manages renewals.
- [Integrations](https://www.illumend.ai/integrations): How illumend connects to systems like Procore and other project, ERP, and accounting tools to sync compliance data.
- [Schedule a demo](https://www.illumend.ai/schedule-a-demo): Book a walkthrough of illumend with the team.

## By industry
- [Construction](https://www.illumend.ai/product/construction): COI compliance for construction, including subcontractor insurance verification and additional insured tracking.
- [Commercial real estate](https://www.illumend.ai/product/commercial-real-estate): COI compliance for commercial real estate, including tenant and contractor verification across properties.
- [Retail and franchise](https://www.illumend.ai/product/retail-franchise): COI compliance for retail and franchise operations, including supplier, service-provider, and franchisee verification.
- [Utilities](https://www.illumend.ai/product/utilities): COI compliance for utilities, including contractor and supplier coverage verification.
- [Government](https://www.illumend.ai/product/government): COI compliance for government agencies, including contractor and grantee verification.
- [Manufacturing](https://www.illumend.ai/product/manufacturing): COI compliance for manufacturing, including supplier and contractor verification.
- [Transportation](https://www.illumend.ai/product/transportation): COI compliance for transportation and logistics, including carrier coverage verification across high-turnover networks.

## By role
- [Compliance analyst](https://www.illumend.ai/compliance-analyst): How illumend supports compliance analysts, with Lumie reviewing every certificate, flagging gaps, and handling renewal outreach.
- [CTO](https://www.illumend.ai/cto): How illumend fits a technology stack, including AI architecture, integrations, and security considerations.
- [CFO](https://www.illumend.ai/cfo): How illumend reduces the cost and risk of COI compliance, including time savings and coverage gap exposure.
- [Insurance broker partner](https://www.illumend.ai/insurance-broker-partner): How insurance brokers work with illumend, and how Lumie coordinates directly with partners' brokers to resolve coverage issues.

## Resources and tools
- [Resources hub](https://www.illumend.ai/resources): Guides and articles on COI compliance, third-party insurance verification, and modernizing compliance operations.
- [COI Reality Scorecard](https://www.illumend.ai/the-coi-reality-scorecard): An assessment that scores the risk in your current COI review process and maps where to improve.
- [ROI Calculator](https://www.illumend.ai/product/roi-calculator): Estimate the time and cost savings of automating COI compliance with illumend.
- [Coverage Connections](https://www.illumend.ai/coi-coverage-connections): An interactive game about insurance coverage and COI concepts.

## Company
- [About illumend](https://www.illumend.ai/about-us): Background on illumend and myCOI.
- [Meet our leaders](https://www.illumend.ai/meet-our-leaders): The leadership team behind illumend.
- [Newsroom](https://www.illumend.ai/newsroom): Company news and announcements, including industry awards.
- [Contact](https://www.illumend.ai/contact-us): How to reach the illumend team.