The insurance industry isn’t your friend.
illumend is.
Insurance compliance was never built for you.
COIs hide the truth. Policies are written to protect carriers, not companies. Third-party partners stay confused, unresponsive, and out of reach.The result? Your time hijacked. Your inbox buried. Partners chased with no reply. Renewals turned into fire drills. Gaps ticking like time bombs.
We’ve been here before. That’s how we built what’s next.
For 15 years with myCOI, we saw it all: broken COIs, penny-pinching policies with little protection, partners you had to chase, and risks hidden in the fine print.
Here’s what we’ve seen along the way
45M+
documents reviewed
750K+
third-party partners supported
1.2M+
agreements managed
2M+
compliance gaps uncovered
But experience alone wasn’t enough. We needed to rewrite the entire playbook.
illumend is that evolution, born from experience, designed for what’s next.
It’s the first native AI platform that makes insurance compliance instant, intelligent, and finally on your side.
Meet Lumie.
Your AI compliance guide who never sleeps, never ghosts, and always knows your next move (even before you do).
Lumie speaks in simple terms, walks your partners step by step, and clears your inbox so compliance finally feels under control.
From contract to compliant, at the speed of Lumie.
Upload a contract and Lumie handles the rest—requirements, partner requests, reviews, and renewals. Insurance compliance made simple for everyone.
Lumie + You
- You upload a contract
- Lumie extracts requirements & requests docs
- Partner uploads documents
- Lumie makes the compliance decision

The extras that make insurance compliance effortless.
Renewals on Autopilot
No more chasing deadlines or digging through inboxes. Lumie tracks every expiration, sends renewal requests at the right time, and keeps your dashboard clean so nothing slips through the cracks.
From headaches to high fives, insurance compliance that works for you.
With illumend, insurance finally feels simple. Less jargon, fewer headaches, and more moments your team actually celebrates.
See the fine print, without the squinting.
No more decoding jargon or second-guessing endorsements. illumend highlights risks in terms your team can understand so they can confidently take action.

Less busywork, more breathing room.
From reviews to renewals, Lumie takes on the repetitive grind so your team gets back hours to focus on work that actually moves the needle.

Minutes, not months.
Onboard third-party partners in record time. illumend keeps operations moving and projects on track without the waiting game.

Gaps found, problems fixed.
illumend shines a light on hidden risks, exclusions, expirations, blind spots and turns them into clear next steps. Always reliable, audit-ready, and airtight.

You decide, Lumie delivers.
Hands-on or hands-off, illumend flexes to your workflow. Meanwhile Lumie spots patterns, benchmarks your risk, and suggests smarter moves to keep you ahead.

Be the hero your team deserves.
With illumend, insurance compliance becomes your hidden strength. You clear the path, lift your team, and drive the business forward (cape optional).


We'll take you from blocker to builder... Guaranteed.
Try illumend risk-free for 60 days. Love it or your money back, no questions asked. We believe you’ll never want to go back.