No company is 100% compliant. 

Not one.

Our data proves it: across 45M documents and 750K vendors, every portfolio carries hidden risk. illumend makes it visible, solvable, and profitable.

Every portfolio hides compliance failures. One in five policy lines fail. That’s 400 issues every day and more than 140,000 each year.


For financial leaders, those misses mean real money, uninsured claims, stalled projects, and premiums that jump 10 to 40 percent after a loss, per policy line.


You live in numbers. Here are ours. Over the last 15 years our data has shown us that:

1 in 5

1 in 5 policy lines fail compliance

400

400 failures uncovered every day

140K

140,000 failures every year

$1.4B

$1-4B in exposures identified

40%

Your risk in premiums spike 10-40% after a loss, per claim

Nobody understands insurance. With illumend, nobody has to.

Compliance has been all fine print and finger-pointing. Lumie protects revenue and keeps growth on track.

For financial leaders, insurance compliance is profit protection. The old model burns hours you already pay for, slows revenue flow, and leaves exposure unchecked.

Revenue flows sooner because Lumie walks partners through what’s needed, so projects start on time instead of waiting on paperwork.

Exposure is reduced because every vendor averages 2 compliance policy line failures. illumend flags those gaps before they trigger six-figure claims.

Audit stress disappears because Lumie keeps every document organized and ready to show.

Your team adds more value because Lumie takes on the repetitive tasks, freeing admins to focus on work that drives the business forward.

Compliance that pays for itself and then some

This isn’t theoretical ROI. It’s dollars your board will see.

Time Saved

Up to 70% fewer admin hours wasted. Equivalent to 1–5 employees, depending on third-party partnerships.

Faster Compliance

What took weeks now takes minutes. Accelerates revenue flow by starting projects sooner.

Claims Avoided

2M+ non-compliance failures flagged in our experience. Even 1% slipping through = 20,000 claims worth $1–4B in exposure.

Premium Protection

One claim can yield 20–40% higher premiums for years. If illumend prevents even one loss it protects hundreds of thousands at renewal.

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From burden 
to business advantage.

Lumie saves time, reduces risk, and frees your people to focus on what grows the business.

Less chaos. 
More momentum.

When compliance runs on autopilot, your team gets hours back to focus on growth, not red tape.

Lumie guides partners step by step, collects and reviews COIs automatically, and keeps operations moving. What used to take weeks now takes minutes. Every hour saved is another hour invested in growth.

Avoid the costs you never budgeted for.

One compliance miss can trigger a six-figure claim or a premium hike. Lumie keeps you ahead of the risks.

The biggest financial hits often come from the smallest misses, a lapsed policy, a missing endorsement, a claim that slips through. Lumie flags risks early, requests what is missing, and keeps proof ready for audits. The result is fewer claims, smoother renewals, and no surprise premium hikes.

Tech that makes your people shine.

We don’t replace admins. We give them superpowers.

Your team is sharp, but buried in repetitive tasks. Lumie standardizes processes across sites, surfaces compliance data in simple dashboards, and clears the grind. The result: finance and ops teams freed to focus on growth and strategy.

AI speed.
Lumie precision.

Our AI reads insurance documents like a pro, and Lumie translates every step into plain English.

Models trained on over 45 million insurance documents deliver precision in seconds. Lumie prompts the process forward, nudges third-party partners automatically, and guides your team through every change. You get AI efficiency with human-level oversight, accuracy, and confidence.

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We'll take you from blocker to builder... Guaranteed.

Try illumend risk-free for 60 days. Love it or your money back, no questions asked. We believe you’ll never want to go back.

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FAQ

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