Intuitive insurance.
No expertise required.
Meet Lumie.

Partner insurance compliance. Done in minutes.
Lumie reads your contract, requests the right COIs, verifies coverage, and guides your partners step by step.

You upload a contract

Lumie extracts requirements & requests docs

Partner uploads documents

Lumie makes compliance decision

Lumie handles renewals
Goodbye compliance headaches. Hello, Lumie.
Lumie makes insurance compliance instant, effortless, and a little bit magical. Your team, third-party partners, and insurance agents all work from the same playbook, with crystal clear guidance and collaborative communication, to achieve compliance without the usual friction.
Because no one should need an insurance degree to get this right.
- Smart Reviews, Simplified
Upload contracts and docs, Lumie reviews and translates insurance into simply terms.
- Contract-to-Coverage Matching
Lumie instantly matches policies to your contracts, showing exactly where coverage holds up or falls short.
- Clear Guidance for All
No jargon, no confusion. Lumie gives you, your partners, and their agents the same straightforward “yes,” “not yet,” or “fix this.”
Because your projects don’t wait and now compliance doesn’t either.
Because the scariest risks are the ones you don’t see coming.
- Continuous Monitoring
Lumie tracks renewals, flags exceptions, and keeps your files always audit-ready.
- Risk Insights That Matter
Beyond checkboxes, Lumie surfaces hidden gaps and trends, with suggested actions to keep you ahead.
- Expertise Built In
Backed by myCOI’s 15 years of industry experience, Lumie combines AI precision with proven insurance know-how.

Out With The Old, In With illumend
illumend breaks the cycle and reimagines insurance compliance from the ground up.
It’s faster, smarter, and finally in step with modern business. Anything else leaves you stuck in the past.
In-House: The Escape Room
Manual grind. Constant confusion. No way out.
Spreadsheets and inboxes weren’t built for insurance compliance. You’re stuck solving endless puzzles while deadlines slip and risks pile up.
Outsourcing: The Waiting Room
Expensive. Slow. Out of sync.
You hand it off, then sit in silence, refreshing your inbox, waiting days for updates, and paying more to move slower.
Bolt On AI: The Bandaid
Generic bots. Shallow scans. False confidence.
From OCR that just lifts text to canned chatbots that miss the meaning. Bolt-on AI looks smart but leaves the real risks uncovered.
illumend: The Pulse of Insurance Compliance
Native AI. Real intelligence. Built-in expertise.
illumend keeps insurance compliance alive and moving. Lumie understands coverage, spots risks, manages renewals, and connects every stakeholder. It’s the steady rhythm your business depends on.
With Lumie, getting started couldn’t be easier.
Three quick steps and you’re off. No heavy lifting, no headscratching. Lumie does the rest.
01
Upload your partner list and a way to contact them
02
Add your insurance requirements
03
Drop in any COIs you already have (or start fresh!)

We'll take you from blocker to builder... Guaranteed.
Try illumend risk-free for 60 days. Love it or your money back, no questions asked. We believe you’ll never want to go back.
Insurance Compliance That Clicks
illumend plugs right into the tools you love. No extra work required.
Seamless integrations with open API, Procore, and more, keeping your compliance data right where you need it.