The Modern Insurance Compliance Platform
Third-party partner insurance compliance, solved.
Lumie reads your contract, identifies requirements, requests the right COIs, and verifies coverage automatically, guiding every partner to full compliance in minutes.
You upload a contract
Lumie extracts requirements & requests docs
Partner uploads documents
Lumie makes compliance decision
Lumie handles renewals
Say goodbye to COI Tracking Chaos
Lumie connects your team, partners, and agents in one clear workflow, where everyone’s aligned, everything’s automatic, and insurance compliance feels a little bit magical.
Because no one should need an insurance degree to get this right.
- Smart Reviews, Simplified
Upload contracts and docs, Lumie reviews and translates insurance into simple terms.
- Contract-to-Coverage Matching
Lumie instantly matches policies to your contracts, showing exactly where coverage holds up or falls short.
- Clear Guidance for All
No jargon, no confusion. Lumie gives you, your partners, and their agents the same straightforward “yes,” “not yet,” or “fix this.”
Because your projects don’t wait and now compliance doesn’t either.
Because the scariest risks are the ones you don’t see coming.
- Continuous Monitoring
Lumie tracks renewals, flags exceptions, and keeps your files always audit-ready.
- Risk Insights That Matter
Beyond checkboxes, Lumie surfaces hidden gaps and trends, with suggested actions to keep you ahead.
- Expertise Built In
Backed by myCOI’s 15 years of industry experience, Lumie combines AI precision with proven insurance know-how.
How does illumend compare to other COI tracking options?
illumend breaks the cycle and reimagines insurance compliance from the ground up.
It’s faster, smarter, and finally in step with modern business. Anything else leaves you stuck in the past.
In-House: The Manual Process
The Escape Room. Constant confusion. No way out.
Spreadsheets and inboxes weren’t built for insurance compliance. You’re stuck solving endless puzzles while deadlines slip and risks pile up.
Outsourcing: The Waiting Room
Expensive. Slow. Out of sync.
With other software, you hand it off, sit in silence refreshing your inbox and wait days for updates, while paying more to move slower.
Bolt On AI: The Bandaid
Generic bots. Shallow scans. False confidence.
From OCR that just lifts text to canned chatbots that miss the meaning. Bolt-on AI looks smart but leaves the real risks uncovered.
illumend: Native AI. Real intelligence.
The Pulse of Insurance Compliance.
illumend keeps insurance compliance alive and moving. Lumie understands coverage, spots risks, manages renewals, and connects every stakeholder. It’s the steady rhythm your business depends on.
With Lumie, getting started couldn’t be easier.
Three quick steps and you’re off. No heavy lifting, no headscratching. Lumie loves this.
01
Upload your partner list and a way to contact them
02
Add your insurance requirements
03
Drop in any COIs you already have (or start fresh!)
We'll take you from blocker to builder... Guaranteed.
Try illumend risk-free for 60 days. Love it or your money back, no questions asked. We believe you’ll never want to go back.
Insurance Compliance That Clicks
illumend plugs right into the tools you love. No extra work required.
Seamless integrations with open API, Procore, and more, keeping your compliance data right where you need it.
FAQ
Lumie is an AI-powered insurance compliance platform developed by illumend that automates contract reviews, COI requests, and coverage verification. It reads contracts, extracts requirements, and guides partners through each compliance step. The system eliminates manual tracking and simplifies insurance compliance for teams and third parties alike.
Unlike manual or outsourced compliance processes, Lumie uses native AI to interpret contracts and match them to insurance coverage instantly. It provides real-time “yes,” “not yet,” or “fix this” decisions so everyone—from partners to agents—stays aligned. This automation replaces the confusion of spreadsheets, inboxes, and delayed communication.
illumend is built with native AI intelligence rather than bolt-on automation, allowing Lumie to understand context, identify risk, and manage renewals. Competing tools often rely on surface-level OCR or generic chatbots, while illumend integrates deep coverage understanding and proactive compliance management. It’s designed to keep businesses protected at the speed of modern operations.
Yes, Lumie by illumend integrates seamlessly with platforms like Procore and other business tools via open API. Getting started takes just three steps: upload your partner list, add insurance requirements, and import existing COIs. Users can even try illumend risk-free for 60 days to experience automated insurance compliance firsthand.