COI tracking for insurance brokers, run by your clients, not by you.

Fewer coverage gaps reaching a claim, and a documented compliance history when underwriting asks.

Book a partner demo

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Trusted by companies across the USA

You stay the advisor. We handle the compliance work.

illumend reads your clients' third-party COIs and endorsements, flags what's missing, and keeps the record current. Renewal and underwriting conversations start from a documented history instead of a scramble.

  • We'll automatically organize COIs, endorsements, and contacts in one place
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  • Our AI reads third-party COIs and endorsements and compares them against the requirements in your client's contracts
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  • Coverage gaps get flagged the moment a document is uploaded, not at audit time
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  • Audits start from a record that is already in order

Give your clients clear COI tracking guidance

illumend was built for people who aren’t insurance experts.
If they can text a friend a photo, they can use illumend to achieve compliance.

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Easily upload the right documents the first time
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Know what’s next, in simple language
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Get same-day decisions from Lumie AI
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See compliance status and policy cards, with expiration dates

A subcontractor's compliance score shown with policy cards in illumend

Our AI handles insurance compliance reviews

Built by the creators of myCOI, who spent 16 years doing managed insurance compliance and processed more than 45 million insurance documents along the way.

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Our AI verifies that partner insurance documents match requirements

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Get notes about why our AI determined a partner is or is not in compliance

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Our AI auto-generates reports that spotlight subcontractor risk exposure
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  • Automate renewal reminders with an AI that tracks expirations and asks for COIs

illumend makes third-party partner insurance compliance effortless across industries.

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Construction

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Property Management

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Government

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Manufacturing

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Energy & Utilities

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Healthcare

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Professional Services

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Franchise

Become a partner, and we’ll set you up for success.

A co-branded, referral landing page

Simple talking points for the referral

A referral-only client discount

What you do

Notice a client is struggling

Share your unique referral link

Be the best broker in town

What

does

Shows clients our software

Tailors conversations for their business

Handles onboarding, setup, and support

Send the referral. We’ll take it from there.

Your client gets a smoother experience.

You get fewer interruptions.

Book a partner demo
Not ready to book?

Take the Partner Playbook instead.

The whole referral motion in one PDF, written for brokers who'd rather read it first and decide later.

The seven things clients say that mean they're a fit, word for word.
Talking points for when a client asks what it is and what it costs.
What happens after you send the referral, step by step.
An intro email you can copy and send today.

Send me the Playbook

Use your work email so we can send it through.