Every compliance decision comes with its reasoning attached.
Lumie, the AI inside illumend, reads the certificate and the endorsement against your requirements, then records what it checked and why it decided.
Most tools hand your team a status. Ours hands them the reasoning.
illumend, from myCOI
Security is the standard, not the feature.
SOC 2.
illumend is SOC 2 audited. Our Trust Center holds the current report and the supporting controls.
Encryption.
Data is encrypted in transit and at rest.
Access control.
Role-based access controls decide who inside your organization sees what.
Your partners don't get an account.
Third-party partners never create a login or manage a password. They get a one-time link to upload what they're being asked for.
Lumie decides. Humans handle edge cases.
It's not all or nothing, and it isn't meant to be. Lumie reads the document, checks it against your requirement set, and makes a decision.
When something falls outside what it can resolve, an illumend insurance expert picks it up. Every outcome carries a record of what was checked, what was found, and why the call went the way it did.
- Proprietary models built for insurance documents
- illumend insurance experts on edge cases
- Continuous updates as new forms and endorsements appear
- A decision log on every outcome
Sixteen years of manual COI work, so you can use AI. From the creators of myCOI.
You can open any decision it makes.

The checks, not a score.
Every outcome shows the requirement, the document Lumie read, the checks it ran and the result of each one. Not a confidence percentage for someone to interpret.
Autonomy you can audit.
Lumie records what it did, who it contacted and what changed. Autonomy you can inspect after the fact is the only kind worth running.
Any date, reconstructed.
Lumie rebuilds the compliance state as it stood on a given day, from what was on file at the time.
Compliance where your team already works.
illumend connects to the project management, ERP and accounting platforms your business already runs, so compliance status lives on the record your people are already looking at. The sync table on our integrations page lists every system, which direction data moves, and how often.
See the full sync tableYour systems ask. illumend answers.
What you can do with it
- Bring partners in from your own systems.When a vendor is approved in your system, you can create them in illumend and put them on the right requirements without anyone rekeying anything.
- Send documents in one call.No signed URLs, no storage buckets to wire up. You post the file, and we handle the rest.
- Read compliance status back, per policy line.Percentages you can drop straight into your own dashboard, so nobody has to come to us for a report.
- See the reasoning, not just the verdict.Every check comes back with what was required, what was found, and why it passed. Carrier AM Best ratings come with it.
- Keys are scoped to your company.An API key reaches your records and nothing else.
The same answers your team sees in illumend, wherever you need them.
What your team actually has to do.
Two things, and they're both yours to decide.
- 1Set your insurance requirements.What every partner has to carry, and what your contracts demand on top of it.
- 2Bring in your partner list.Who you work with, your requirements, and any COIs you want to start with or start fresh.
illumend handles the outreach from there. There's no infrastructure to stand up and nothing for your team to design.
If you want compliance status inside your ERP or project system, that's a connector we configure with you.
Questions technical leaders ask.
Bring it to your security review.
Book a demo, or read the sync table and the Trust Center first. Both are open, no form in the way.

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