COI compliance for manufacturing facilities, operations teams, and procurement leads.
You keep the lines running. You shouldn't be chasing insurance certificates.
Every contractor on your floor needs verified insurance. One lapsed policy can stop a line and leave your organization holding the liability. illumend handles it automatically.
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Trusted by companies across the USA










Built by the creators of myCOI, with 16 years of managed insurance compliance experience. We know the work, so we built AI to do it continuously for you.
45M+
documents reviewed
2M+
coverage gaps flagged before claims
750K+
third-party partners cleared
2M+
gaps compliance gaps caught
Three ways Lumie AI keeps your agency covered.
Verified before they step on the floor
Lumie reviews every contractor's certificate against your facility's requirements and returns a compliance decision before anyone accesses your production floor or equipment. No assumptions. No manual checks. Every access decision backed by a verified, timestamped compliance record.
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Real-time visibility across every contractor and service partner
See compliance status across your entire third-party partner base — maintenance contractors,equipment service providers, suppliers — filtered by facility, contractor type, or risk level. Alwayscurrent. No spreadsheet reconciliation required.
Automated renewals that keep pace with your operations
Lumie tracks every certificate expiration across your contractor base and sends renewal requests automatically — before a policy lapses and creates an undetected gap. Your procurement team is only notified when a contractor fails to respond or a coverage issue needs attention.
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From the first demo to full compliance in three simple steps.
See Lumie handle your specific contractor insurance requirements. 30 minutes. Zero pressure.
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Upload existing certificates or send one-click invites to your contractors and service providers. No portals, no logins.
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illumend monitors every certificate across every facility and field site, chases renewals automatically, and flags gaps before a non-compliant contractor steps on-site. Every contractor. Every location. Every agreement.
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Everything your agency needs to stop chasing paperwork and start controlling contractor risk.
Lumie AI - Instant COI review
Every uploaded certificate gets a compliance decision in minutes — not after a days-long manual review that delays contractor access and holds up scheduled maintenance.
Renewals on autopilot
Lumie tracks every expiration across your entire third-party partner base and sends renewal requests automatically. No lapsed policies creating undetected gaps between service visits.
One-click partner invites
No portals. No logins. Contractors and service partners click a link and upload their COI. Higher adoption means fewer gaps — and fewer delays before critical maintenance can begin.
Facility-level dashboard
See compliance status across every contractor, service partner, and supplier in one place. Filter by facility, contractor type, or risk level. Built for operations teams managing a complex third-party footprint.
Proactive coverage gap alerts
Insurance coverage gaps flagged the moment they appear — before a non-compliant contractor accesses your production floor. In manufacturing, an unverified contractor incident doesn't just create liability. It creates downtime.
Audit-ready compliance snapshots
One-click reports: open gaps, contractor activity, resolution history. When a safety audit, insurance review, or incident investigation calls for documentation, you have it immediately.
We gave the outdated COI model a production upgrade.
Old Way
- COIs tracked in spreadsheets across dozens of contractors and service partners
- Manual follow-up consuming hours your procurement team doesn't have
- Days-long waits for COI review before contractors can access the facility
- Contractors arriving on-site before anyone confirmed their coverage was current
- Lapsed policies going undetected between service visits
- Scrambling to pull compliance documentation during a safety audit
- No unified view across contractors, service partners, and suppliers
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illumend Way
- One centralized dashboard. Every partner, every location, real-time
- Fully automated renewals, you're only notified when action is needed
- Compliance decisions in minutes — scheduled maintenance stays on track
- Every contractor verified before they step on the production floor
- Coverage gaps flagged in real time — before access is granted
- Audit-ready snapshots — contractor activity, gaps, and resolution history, anytime
- Full facility visibility in one place
FAQ
Manufacturing facilities manage a continuous flow of third-party contractors — maintenance crews, equipment service providers, construction and renovation firms, raw material suppliers — all of whom carry real exposure when they access a production environment. If a contractor is underinsured and an incident occurs on the production floor, the financial and operational liability can fall on the facility operator. illumend automates certificate collection, verification, and ongoing monitoring so coverage is confirmed before access is granted, not discovered to be missing after an incident.
In most manufacturing organizations, COI compliance is shared between procurement or operations leads — who manage the contractor relationships — and facilities managers, who control site access. Neither role was designed to be an insurance expert, and the manual overhead of tracking certificates across a large, rotating contractor base frequently falls throughthe cracks. illumend gives both functions a shared, automated platform so neither team is carrying the burden alone.
Manufacturing facilities typically require contractors to carry general liability insurance, workers' compensation, commercial auto coverage for any vehicles operating on-site, and umbrella or excess liability for higher-risk scopes of work. Specialty contractors performing electrical work, equipment installation, confined space entry, or chemical handling often require additional endorsements. illumend allows facilities to set custom coverage thresholds by contractor type, with Lumie automatically flagging any certificate that doesn't meet the requirement — no insurance expertise required from your procurement or operations team.
Recurring contractors — scheduled maintenance crews, equipment service providers, regular suppliers — are the most common source of undetected compliance gaps in manufacturing environments, because their certificates expire quietly between service visits. illumend monitors every expiration and sends automated renewal reminders before a policy lapses. If a contractor fails to respond, the system escalates and flags them as non-compliant — giving your team advance notice before their next scheduled access, not after they've already arrived.
illumend is designed to complement existing procurement and facilities workflows without requiring a full system overhaul. Contractors submit certificates via a one-click link — no software installation, no portal registration. Compliance status is visible in a centralized dashboard that procurement and facilities teams can access simultaneously. For organizations using ERP or procurement platforms, our team can discuss integration options during your demo.
illumend generates one-click compliance snapshots that include certificate history, renewal logs, gap alerts, and resolution timelines — all filterable by contractor, facility, date range, or coverage type. When an internal safety audit, external insurance review, or incident investigation requires documentation, your team isn't scrambling to reconstruct a paper trail. illumend users report saving up to four hours on surprise audit prep.
Stop chasing COIs. Start shipping on time.
See how your current process stacks up — and how illumend strengthens it.