Crime insurance protects against financial losses caused by theft, fraud, forgery, and employee dishonesty.

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This video explains how crime liability works, what types of losses may be covered, and why it’s often required when employees handle money or sensitive assets. This coverage frequently appears on certificates of insurance and impacts COI review decisions.

Why this matters: Financial loss from theft or fraud is not always covered by general liability or property insurance.

Contracts involving funds handling or sensitive assets often require crime coverage, and its absence can delay COI approval. Understanding this policy supports more accurate certificate review and compliance tracking.