
Projects don't stop moving while you wait on a certificate. Lumie keeps every trade partner's coverage current without slowing down the job.
Certificate of insurance tracking is collecting COIs from your third-party partners, checking each one against your insurance requirements, and following up before coverage lapses. illumend automates the reading, the checking and the follow-up.
Lumie reads every certificate and its endorsements, checks limits, endorsements and expiration dates against your requirements, then requests what's missing from the partner and their broker until the gap closes. Lumie makes the call. Your team signs off.
Both. Lumie reads the endorsements behind each certificate, such as additional insured, waiver of subrogation and primary and non-contributory, because the certificate alone doesn't prove the coverage applies to you.
A spreadsheet records what someone typed in. COI tracking software reads the documents, checks them against your requirements, and follows up on its own, so expirations and missing endorsements don't depend on someone noticing.
Yes. illumend connects to Procore, Yardi Voyager, CMiC and Viewpoint Vista, so compliance status shows up where your team already works. Integrations are added to your plan separately.