Pollution Liability insurance covers claims related to environmental damage, contamination, and cleanup costs.

This video explains when pollution liability is required, which industries commonly need it, and why general liability policies often exclude pollution-related claims. This policy type commonly appears during certificate of insurance (COI) review and is often tied to contract compliance and tracking requirements.

Why this matters: Environmental exposure is commonly excluded from standard liability policies.

When pollution liability is required by contract, relying on general liability typically results in automatic COI non-compliance. Understanding this policy improves certificate review accuracy and compliance tracking for environmental risk.

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illumend’s Insurance Policy Video Series

Short, plain-language videos explaining insurance policies, coverage types, and compliance requirements.

What Is an Insurance Policy Line?

A simple explanation of how insurance policies are structured and reviewed.

How to Read and Understand an Insurance Policy

Breaking down insurance policies into clear, manageable parts.

What Are the “Big Four” Insurance Policies?

The four core policies most organizations are required to carry.

What Is General Liability Insurance?

Coverage for third-party injury, property damage, and everyday business risk.

What Does Auto Liability Insurance Cover?

Understanding coverage for owned, hired, and non-owned vehicles.

What Is Umbrella Insurance?

Extra liability protection when primary policy limits aren’t enough.

Workers’ Compensation and Employers Liability Explained

Coverage for employee injuries and workplace-related claims.

What Is Professional Liability Insurance?

Coverage for errors, omissions, and professional services.

What Does Property Insurance Cover?

Protection for buildings, equipment, and physical assets.

What Is Liquor Liability Insurance?

Coverage for alcohol-related incidents and claims.

What Does Cyber Liability Insurance Cover?

Protection against data breaches, cyberattacks, and digital risk

What Is Crime Insurance?

Coverage for theft, fraud, and dishonest acts

Understanding Insurance Policies Doesn’t Have to Be Complicated

A clearer way to approach insurance coverage and compliance.

Get The Lantern

illumend updates, designed to light the way to insurance confidence.
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