Liquor Liability insurance applies to businesses that sell, serve, or distribute alcohol.

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This video explains what liquor liability covers, when it’s required, and why general liability policies typically exclude alcohol-related claims. This policy is commonly reviewed during COI collection and tied to contract compliance tracking.

Why this matters: Alcohol-related risk is treated separately fromstandard business liability.

Many general liability policies exclude liquor-related claims, making liquor liability a frequent requirement and a frequent miss during COI review. Understanding this policy supports accurate certificate collection and compliance tracking.