Guides & How-Tos

Practical guides to navigate insurance with ease

Explore step-by-step guides, helpful tips, and actionable resources that simplify insurance processes, improve decision-making, and help you manage coverage, compliance, and risk more effectively.

September 11, 2026

Is a Certificate of Insurance the Same as an Insurance Policy?

Is a Certificate of Insurance the Same as an Insurance Policy?

September 14, 2026

The Impossible Task: Keeping Up With Changing Laws, Policy Forms, and State Nuances

The Impossible Task: Keeping Up With Changing Laws, Policy Forms, and State Nuances

September 14, 2026

What Can Go Wrong if Your Organization Doesn’t Capture COIs?

What Can Go Wrong if Your Organization Doesn’t Capture COIs?

September 11, 2026

What to Check if You’re Not Sure if You’re the Certificate Holder

What to Check if You’re Not Sure if You’re the Certificate Holder

September 11, 2026

Ensuring You Have a Contract in Place is a Start… But Does it Reflect Adequate Language?

Ensuring You Have a Contract in Place is a Start… But Does it Reflect Adequate Language?

September 11, 2026

Is Insurance Paperwork Crushing You? There Is a Better Way.

Is Insurance Paperwork Crushing You? There Is a Better Way.

September 11, 2026

A Closer Look at Why Contractual Liability and Insured Contracts Matter, Part I

A Closer Look at Why Contractual Liability and Insured Contracts Matter, Part I

September 14, 2026

7 Things That Could Be Costing You More Than Outsourcing Certificate Tracking

7 Things That Could Be Costing You More Than Outsourcing Certificate Tracking

September 14, 2026

What Landlords and Tenants Should Know About Improvements and Betterments Coverage

What Landlords and Tenants Should Know About Improvements and Betterments Coverage

September 11, 2026

Top 10 Reasons Insureds Don’t Report Claims or Circumstances

Top 10 Reasons Insureds Don’t Report Claims or Circumstances

September 11, 2026

Monopolistic State? What To Look For On Certificates of Insurance

Monopolistic State? What To Look For On Certificates of Insurance

September 11, 2026

Commercial Liability Insurance is a Critical Decision

Commercial Liability Insurance is a Critical Decision

Done studying? See what Lumie can do for you.

Watch illumend read a certificate, verify it against your requirements, and flag what is missing, in real time.